For those in Perth always looking for a better, faster, cheaper way

Monday, September 14, 2015

How Much Does Speeding in WA Cost?

So, did you look this up because you just got flashed? As we enter another long weekend tonight, here is your reminder that double demerit points will be enforced all the way through to Tuesday. Many people like myself wonder at times what the going rate is for speeding. Here's what we got from the WA Police website (remembering this is only current as at the time of this post).  Also another important reminder is that sometimes when you are not caught speeding, you could end up killing or severely injuring someone. It's never worth the one minute you save.

This information is a guide only and should not be relied on for legal purposes. Full details of traffic offences and penalties are contained in the Road Traffic Code 2000.
Speeding by light vehicles
(Cars, motorcycles and other vehicles less than 22.5 tonnes Gross Combination Mass)
km/h over the speed limitFineDemerits*
Not more than 9 km/h$1000
More than 9 km/h but not more than 19 km/h$2002
More than 19 km/h but not more than 29 km/h$4003
More than 29 km/h but not more than 40 km/h$8006
More than 40 km/h$1,0007

Police can impound the vehicles of drivers who exceed the speed limit by more than 45 km/h.
Speeding by heavy vehicles
(Vehicles with a Gross Combination Mass of 22.5 tonnes or more)
km/h over the speed limitFineDemerits*
Not more than 9 km/h$2000
More than 9 km/h but not more than 19 km/h$3002
More than 19 km/h but not more than 29 km/h$5003
More than 29 km/h but not more than 40 km/h$8506
More than 40 km/h$1,0007

Police can impound the vehicles of drivers who exceed the speed limit by more than 45 km/h.

* Demerit points are doubled on long weekends and other prescribed holiday periods.

UPDATED: 14th September 2015

Friday, August 7, 2015

A warning about Woolworths Gift Cards

If you use your Woolworths / WISH cards on the Woolworths Online website, be warned that if you partially checkout and then change your mind, you could lose the money that you've applied to that shop. Maybe it helps to take you through a scenario. Let's say you order some meat online (eg $36 worth of Macro Chicken Breast Fillets Free Range min. 800g) and you click checkout, then you choose to pay $34 of it using your WISH card and you'll pay $2 more on credit card. You enter the gift card number and the pin, then you press SUBMIT. However, before you checkout and pay the extra $2 on card, you cancel the order. Maybe you change your mind to go to the store and get it.

You've just lost $34 from your gift card balance. Surely in today's world, the system is able to recognise that your purchase didn't go through and $34 will be added back to your gift card? Wrong.

Or maybe the gift card system does not allow credit to be added back to the card, so that $34 will be there when you log back into Woolworths Online for your next purchase? Wrong. 

OK so maybe Woolworths will send you a friendly email telling you about how you've lost $34, so here's a voucher to the value of $34 to apply to your next shop? No, wrong again.

You know when you go to a store and you drop a $2 coin in a crevice that even the store owner can't get to it. You've just dropped $34 down that online crevice and Woolworths will retrieve it later as an unspent gift card balance. So be sure you are ready to part with your gift card value when you click confirm because there is no going back, even though you haven't checked out.

So... what should you do if this happened to you?
Of course, there is one solution. Don't just take the hit. Call Woolworths Online and tell them what happened and they should issue you a voucher code to the value of the money lost (I would hope). Their helpline is 1800 000 610. 

Tuesday, July 28, 2015

Get 2% off Everything under $100 + $75 cash back

This article has been reposted with the updated offer because this is a perthhack that you can't go past. Sign up here to get $75 cashback

Transperth was the first company to introduce Perth people to the concept of tap-and-go with the SmartRiders. Now, that technology is available in most debit and credit cards. Ever the innovators with consumer products, ING Direct recently introduced an offer of 5% off all purchases under $100 made on paywave stations with their VISA debit card. 
  • The account costs nothing to run or open
  • It is not limited to existing ING direct customers
  • Withdrawals from this account from any ATM over $200, ING will credit you $0.50. Withdraw less than that, you get charged an ATM fee (around $2.50)
  • 2% only applies to purchases made by paywave or paypass (not swiping the card or inserting the card)
  • Only for puchases under $100 (you can split the payment into two or three transactions though)
  • You get 2% off purchases if you regularly deposit money into the account (eg salary, manual transfers from another account). The money doesn't have to stay in the ING account, it can be transferred straight back out afterwards if you want. 

Some places that are getting or have already installed PayWave include
  • IGA, Coles, Woolworths, BWS
  • McDonald'sRed Rooster, Sumo Salad, Grilld, Pastacup, 
  • Bunnings Warehouse
  • Caltex/Woolworths 
  • Typo, The Body Shop, Cotton On
  • JB Hi-Fi
  • Dan Murphy's
  • Cabcharge
  • Event Cinemas

By now you will also know that paypass is used everywhere, some of which are called paypass, others called paywave. Paypass locations can be found here. If you got the ING Orange card, let us know your favourite stores that have Paywave/Paypass in the comments below, especially those little Perth favourites. 

Also, once you open an Orange Everyday account, you can also activate a Savings Maximiser account with little fuss. This gives you 3.5% interest which, if you are saving for a home loan, can give you much more than you're probably getting with other banks. If you are saving $150,000, 3.5% is equal to $5,250 every year! Follow this link to get an extra $75 cashback when you sign up.

Save even more with other everyday savings offers