For those in Perth always looking for a better, faster, cheaper way

Wednesday, January 11, 2017

Why get an ING Orange Everyday Account?

News that ING direct cancelled their 2% cashback offer has caused many customers to consider cancelling their Orange accounts. This has led us to wonder there are enough reasons to keep the Orange Everyday account after the 2% cashback promotion has concluded. Here are some of our reasons to stay.

No monthly fees - even if you leave your account dormant, there are no fees.

Great for direct debits (no dishonour fees!) - how many times have you been caught out with a direct debit which came out of your account when you were not ready? You get charged for a $25 dishonour fee as well as on the credit card side as well. With ING, you don't get charged for an unsuccessful direct debit.

Mobile App - Their R&D on their app has been fantastic. The app makes it so easy to pay someone and if you pay a fellow ING person, their app will show that the payment was successful almost immediately! When you pay something with your card, you also get to immediately see the charge on your app. Handy when handling disputes with a vendor (it's happened once).

Temporary hold on card - If you can't find your debit card, there's no need to drastically cancel your card yet. Open the app and put your card on hold. If you find your card again, then unhold the card.

Savings Maximiser - if you want a savings account which doesn't punish you with $0 interest when you withdraw during that month, then get the ING Savings Maximiser. Their bonus rate + base rate is currently at 3% which is more than most.

No ATM Fees - If you deposit $1000 each month, you avoid ATM fees as well.

No other fees 
Here's a list of other fees you don't get charged for with ING direct

  • EFTPOS and B-pay transactions 
  • Australia Post transactions 
  • Emergency Replacement card 
  • Stop payment / replacement on bank cheque 
Downsides
International fees are still leveled on this card so 2.5% on your transactions. ATM withdrawals overseas will also cost $2.50. 

Finally, you can get $100 cash when you apply for this card here

Friday, December 23, 2016

AMEX Edge flights replaced with $200 Travel Credit - Where to now?

Many AMEX Platinum Edge card holders would have received the news in the mail this week that they are cancelling the free flight redemptions for our cards and replacing it with a $200 travel credit. For those in Perth, boy are we angry! This is a big blow because our flights to Melbourne / Sydney were usually worth over $700 each during peak season. We are all considering cancelling our cards and looking for alternatives, so what is the lay of the land?

ANZ Travel Adventures - If you are chasing free flights, this is the only card that costs $225 with a free flight redemption and also two free passes into Virgin lounge every year. The flight redemption needs to be done 60 days or more out, and has to be in your name (you can't book a flight for someone else unless you want to risk being arrested like Junaid Thorne). Not sure how long this is going to last given the changes to the platinum edge card. The other advantage of this card is that foreign transaction fees are waived which is a saving of 3% on overseas purchases.

ANZ Frequent Flyer Black - If you want points, this card comes with 75000 points and the $425 annual fee is waived for the first year. That's $500 worth of points for nothing! Oh and you get the two Qantas lounge entries when you fly with Qantas.

Keeping your card  Let's not forget that one option is to keep your Edge card. $200 can be spent in various ways booking a flight anywhere via AMEX and you still get 3x points for supermarket purchases (or even Woolies gift cards). Also there are many AMEX-issued offers that you will miss if you go with a bank isssued AMEX.

There are many other cards but I'd like to kick it back out to our readers to give your best shot in response to these changes to the AMEX Edge card.

Know someone who doesn't have an AMEX Edge? Save $195 and get 15,000 points If AMEX platinum edge appeals to you, you can use the following link to have the first year's annual fee waived (saving you $195) and get 15,000 points, plus for the first year you will still receive $200 travel credit when you sign up for the Platinum Edge card here

Saturday, November 5, 2016

Top 96 Perth Locations in the Entertainment Book & AMEX Shopsmall

Here's a list of restaurants or businesses that appear on the AMEX shop small map and is also in the Entertainment book. There may be more but these were exact matches between the AMEX shop small list and the Entertainment book. For those with multiple locations, you will need to check that the location you are interested in, is participating in both. Feel free to let us know of any others.

1 1907 Restaurant   25% off the TOTAL BILL
2 Amphoras Bar   25% off the TOTAL BILL
3 Anghiti Restaurant   25% off the TOTAL BILL Valid for dine-in and...
4 Araluen Botanic Park   One complimentary PARK ADMISSION when another PARK...
5 Aroma Cafe   One complimentary FRESH JUICE when another FRESH JUICE of...
6 BamBamBoo   25% Off the TOTAL BILL
7 Bar 138 on Barrack   One complimentary MAIN COURSE when another MAIN COURSE of...
8 Better Baby Deals   20% Off Valid for non sale items only Enter code...
9 Big El's Latin American Fusion THIS BUSINESS HAS CLOSED
10 Blinco Street Cafe   25% off the TOTAL BILL (Valid for dine-in and...
11 Blu Grill   25% off the TOTAL BILL
12 Broadway Pizza   25% off the TOTAL BILL (Valid for dine-in and pick-up...
13 Canning River Cafe   25% off the TOTAL BILL Valid for Dine- in or...
14 Caves House Hotel   25% Off the TOTAL BILL This offer may also be used...
15 Chilli Farms Restaurant   25% off the TOTAL BILL Valid for dine-in and takeaway
16 Clarkes of North Beach   25% Off the TOTAL BILL
17 Coode Street Cafe   25% off the TOTAL BILL
18 Davvero Caffe e Cucina   25% Off the TOTAL BILL This offer may also be used...
19 Deen Street BBQ   25% off the TOTAL BILL
20 Deli Chicchi   25% Off the TOTAL BILL This offer may also be used...
21 Dhaba   25% off the TOTAL BILL Valid for dine in and...
22 Exclusive Chinese Cuisine   25% off the TOTAL BILL
23 Fast Eddys Cafe   One complimentary MAIN MENU ITEM when another MAIN MENU...
24 Fermoy Estate   25% off the regular price of any phone or cellar door...
25 Fibber McGee's   One complimentary MAIN COURSE when another MAIN COURSE of...
26 Flames Restaurant   25% off the TOTAL BILL Or when dinindg alone, 25% off...
27 Floyds   25% Off the TOTAL BILL
28 Food For Me   25% off the TOTAL BILL This offer may also be used...
29 Friends Restaurant   25% off the TOTAL BILL
30 Fusion on Swan   25% Off the TOTAL BILL
31 George Street Quarters   25% off the TOTAL BILL
32 Grill and Chill   25% off the TOTAL BILL (Valid for dine-in and...
33 Gurkhas Nepalese Restaurant   25% off the TOTAL BILL Valid for dine-in and takeaway
34 Island Brook Estate   30% off the regular price of any CELLAR DOOR WINE...
35 Java Juice   One complimentary REGULAR JAVA JUICE when another REGULAR...
36 Jean Pierre Sancho   One complimentary HOT BEVERAGE when another HOT BEVERAGE...
37 Jesters   One complimentary 2 FROZEN PIE PACK when another 2 FROZEN...
38 Kingsway Bar & Bistro   25% off the TOTAL BILL
39 Kuza Urban Japanese Food   25% off the TOTAL BILL
40 Laligurans Nepalese Kitchen   25% off the TOTAL BILL
41 Lanna Thai Cuisine   25% off the TOTAL BILL
42 Lo Zucchero   25% off the TOTAL BILL Valid for dine in and...
43 Looksmart Alterations   25% OFF THE RECOMMENDED RETAIL PRICE OF ANY CLOTHING...
44 Mama Tran   25% off the TOTAL BILL (Valid for dine-in and...
45 Metro Indian Restaurant   25% off the TOTAL BILL
46 Millioncino Bar & Restaurant   25% off the TOTAL BILL
47 Mondo Nougat   ONE CAPPUCCINO AND PREMIUM 60g NOUGAT BAR when another...
48 Monggo Restaurant   25% off the TOTAL BILL Valid for dine-in and...
49 Morish Nuts   20% off the total bill of ANY MORISH NUTS PRODUCTS...
50 Mosmans Restaurant   One complimentary MAIN COURSE when another MAIN COURSE of...
51 Muzz Buzz   One complimentary HOT CHOCOLATE when another HOT...
52 Nine Fine Food   25% off the TOTAL BILL
53 Opal Cafe   One MAIN MENU ITEM when another MAIN MENU ITEM of equal...
54 Outback Jacks Bar & Grill   25% off the TOTAL BILL
55 Pachi Pachi   25% off the TOTAL BILL
56 Pancakes at Carillon   25% off the TOTAL BILL
57 Peko Peko   25% off the TOTAL BILL Valid for dine in and...
58 Pizza Express   25% off the TOTAL BILL
59 Pizza on Cambridge   25% off the TOTAL BILL dine in or pick-up only
60 Red Opium   25% off the TOTAL BILL
61 Regal Crown   25% off the TOTAL BILL Valid for dine in and takeaway
62 Rose Hotel   One complimentary MAIN COURSE when another MAIN COURSE of...
63 Royal Siam Kitchen   25% off the TOTAL BILL Valid for dine-in and takeaway
64 Sage Hotel Page No: H24 
65 Sandalford Wines   30% off the RRP price of any MIXED CASE purchased at...
66 Satchmo Cafe   25% off the TOTAL BILL Valid for dine in and takeaway
67 Satsuki   25% off the TOTAL BILL
68 Shingle Inn   25% off the TOTAL BILL This offer may also be used...
69 Siena's of Leederville   25% off the TOTAL BILL
70 Skin Resus   25% off the regular price of any IPL TREATMENT First...
71 Sorano Restaurant   25% Off the TOTAL BILL Valid for dine in and...
72 Steve's Fine Wine and Food   25% off the TOTAL BILL
73 Sunflowers Animal Farm   One ADMISSION when another ADMISSION of equal or greater...
74 Swan Valley Tours   Valid for the Swan Valley Indulgence Coach Tour or...
75 Thai by the Sea   25% Off the TOTAL BILL Valid for dine in and...
76 The Alexander Bar & Bistro   25% off the TOTAL BILL
77 The Ashby Bar and Bistro   One complimentary MAIN COURSE when another MAIN COURSE of...
78 The Brown Fox   One complimentary MAIN COURSE when another MAIN COURSE of...
79 The Cheesecake Shop   25% off the TOTAL BILL valid at all current and future...
80 The Common   25% off the TOTAL BILL This offer may also be used...
81 The Generous Squire   25% off the TOTAL BILL This offer may also be used...
82 The Manse Restaurant   25% off the TOTAL BILL This offer may also be used...
83 The Pickled Herring   25% off the TOTAL BILL
84 Thousand Spices Indian Cuisine   25% off the TOTAL BILL This offer may also be used...
85 Tiamo Cafe Restaurant   25% off the TOTAL BILL or when dining alone 25% off...
86 Toast   25% off the TOTAL BILL
87 Toscanini's   25% off the TOTAL BILL Valid for Dine- in or...
88 Two Feet and A Heartbeat   25% off any FULL PRICED TOUR Online Booking Code:...
89 Uber Caf   25% off the TOTAL BILL Valid for dine in and takeaway
90 Union Kitchen   25% off the TOTAL BILL
91 V Burger Bar   25% off the TOTAL BILL Valid for dine in and...
92 White Salt   25% off the TOTAL BILL
93 Wok St Chow House   25% off the TOTAL BILL
94 Yahava Koffeeworks   One complimentary COFFEE when another COFFEE of equal or...
95 Zeo's Cafe   25% off the TOTAL BILL Valid for dine-in and takeaway
96 Zucca Espresso   One complimentary COFFEE when another COFFEE of equal or...