For those in Perth always looking for a better, faster, cheaper way

Wednesday, April 8, 2015

Tips When Renewing Your Home & Contents or Car Insurance

I've just gone through the annual ritual of sorting out my car and home insurance and there were some interesting observations and tricks that I saw the insurance companies playing.

First of all, when you receive the renewal notice, if you want to stay with the same insurance company, you can still save about $20 on your car insurance or $70 on your home insurance by getting a new quote from the same insurance company online. This worked for me with RAC.

With home and contents insurance, I noticed that the amount insured for both the home and contents had increased by 5%. Standard practice but if you think you don't need to index your house to the 5% inflation assumption, you can manually adjust your amount insured down to what you want which will save you on your premium.

Also, it pays to shop around. Take some time to go through at least two other insurance company websites to get different quotes before committing yourself to another year with your existing company. Don't be deceived - their loyalty reward is often much less than what you can get from a rival insurance company - I'm particularly looking at SGIO who quoted my car insurance at $1,017 compared to RAC which was $557.

When entering your details in getting a new quote, watch out for changes to your selected variables. For example, when I changed the date to start my insurance on the RAC website, my excess figures changed as well from $500 to $650.

Of course everyone's experiences will vary but the above should save you a few hundred dollars. To those who can't be bothered shopping around and happy to pay the lazy tax, sorry I wasted your time reading this :)

Wednesday, December 31, 2014

New Eve Fireworks in Perth tonight

If you are looking to get to a fireworks display tonight for new years eve celebrations in Perth, here are the approved fireworks displays for tonight. Apologies for the format
  • 31/12/2014 11:59 PM  SWAN RIVER OPPOSITE  THE LEFT BANK  RIVERSIDE DR  EAST FREMANTLE WA 6158  THE LEFT BANK NYE CELEBRATIONS 
  •  31/12/2014 11:59 PM  EASTERN END HEIRISSON ISLAND OPPOSITE  CROWN CASINO  CAUSEWAY  EAST PERTH WA 6004  CROWN NYE FIREWORKS DISPLAY 
  • 31/12/2014 11:59 PM  LEIGHTON BEACH  LEIGHTON BEACH BVD NORTH FREMANTLE WA 6159  BIB AND TUCKER NYE FIREWORKS 
  • 31/12/2014 9:00 PM  WESTERN FORESHORE WAR MEMORIAL LEIGHTON RD HALLS HEAD WA 6210  CITY OF MANDURAH NYE FIREWORKS DISPLAY    
  • 31/12/2014  11:59 PM  CANNINGTON GREYHOUNDS ALBANY HIGHWAY & STATION ST CANNINGTON WA 6107   CANNINGTON GREYHOUNDS NYE CELEBRATIONS 
  • 31/12/2014 11:59 PM  SWAN RIVER IN FRONT  OF RPYC  AUSTRALIA 11 DR  CRAWLEY WA 6009  ROYAL PERTH YACHT CLUB NYE CELEBRATIONS 

Other parts of WA

  • 31/12/2014 7:00 PM  ON BARGE  HANOVER BAY  ALBANY WA 6330  ALBANY NYE CELEBRATIONS 
  • 31/12/2014 9:00 PM  ESPERANCE BAY  JAMES ST  ESPERANCE WA 6450  ROTARY OF ESPERANCE BAY NEW YEARS EVE 
  • 31/12/2014 11:59 PM  VAL STREET JETTY  VAL ST  ROCKINGHAM WA 6168  ROCKINGHAM NYE FIREWORKS DISPLAY 
  • 31/12/2014 10:30 PM  BUNBURY TROTTING CLUB HANDS AVE  BUNBURY WA 6230  BUNBURY TROTTS NYE FIREWORKS 

Friday, December 12, 2014

Why is Platinum Edge Perth's Best Credit Card deal?

The AMEX Platinum Edge card should be in the wallet of every person in Perth who qualifies. With an anual fee of $195, it comes with a free return economy flight (plus 23kg of luggage) on Virgin Australia from Perth to Melbourne, Sydney, Brisbane, Adelaide or Broome any time of the year. Seat availability is surprisingly in great abundance even during peak periods.

For people on the East Coast, they only get free flights along the East Coast but for us in Perth, you could save up to $900 on air fares during peak times! We've posted about this card before but if you haven't moved on the offer already, now is the time to get the AMEX Platinum Edge card.

Click through this link to get 15,000 membership reward points rather than the usual 5,000 points (worth $70 in gift cards).