Top 20 Term Deposit Accounts

If you believe Ubank, spending is so passe and saving is the new spending. If you are in the market for tucking your money away for six months, here are the top 20 term deposits as of today for a period of 180 days assuming an amount of $25,000 based on figures from Cannex. Also included below are the rates of the big four banks in Australia. If you benefitted from this post, please let us know.



TOP 20 Term deposits (180 days)

1 Bank of Cyprus Australia 6.35%

2 RaboDirect 6.31%

3 UBank 6.31%

4 Goldman Sachs JB Were 6.30%

5 Qantas Staff CU 6.30%

6 Rural Bank RBonline 6.25%

7 Citibank 6.20%

8 Heritage Building Soc 6.15%

9 Rural Bank Limited 6.15%

10 Warwick Credit Union 6.15%

11 Hunter United Credit Un 6.10%

12 IMB 6.10%

13 Qld Police Credit Union 6.10%

14 Qld Professional CU 6.10%

15 Sandhurst Trustees 6.10%

16 Bananacoast Community CU 6.05%

17 CUA 6.00%

18 ECU Australia 6.00%

19 Hume Building Society 6.00%

20 Macarthur Credit Union 6.00%



Top Banks 

Commonwealth Bank 5.80%

ANZ 5.40%

nab 4.00%

Westpac 2.55%